Flexible Financing Options That Work For You
We want our customers to have the best experience on their bikes as possible, which is why we work with various financing partners to find a solution that works for you! Our partners give you instant financing to make your purchase more flexible from pay-in-four to traditional financing options.
Pay in 4 Financing Options
Pay in 4 allows you to split your payment into 4 equal payments over a period of time. We have various pay in 4 financing partners so you have options that fit your needs and budget.
Klarna - Pay in 4
Split your purchase into 4 interest-fre payments with no fees and no interest. Spend up to $4000 in a single transaction, plus use your account again and again at 1,000s of Klarna merchants right from the app. Apply once, shop lots.
Sezzle - Pay in 4
Split your purchase into 4 interest-free payments with no fees and no interest. Sezzle won't affect your credit score it simply allows you flexibility to how you pay. Available for online purchases up to $2500. First time borrowers typically get approved for purchases between $300 - $500.
Afterpay - Pay in 4
Split your purchase into 4 smaller payments over 6 weeks. Never pay interest when you pay on time. Available for online purchases up to $3000.
Shop Pay - Pay in 4
- Quick decision: Get a real-time decision on your eligibility.
- Easy payments: Split your purchase into easy bi-weekly or monthly payments.
- No surprises: No late or hidden fees.
Traditional Financing Options
Traditional financing that provide flexible terms. We partner with various financing institutions to give you a variety of options right in the checkout.
Flexiti Financing
Traditional financing option with Flexiti. Take up to 90 days to pay, interest free and payment plans up to 84 months. Quick approvals and your FlexitiCard can be used at over 7,500 retail locations across Canada including Visions, Kal Tire, The Brick, and more!
Neo Financial
Pay with Neo Mastercard to earn exclusive cashback. Simplify payments, advanced controls, and pay with ease. Get an exclusive welcome bonus when you sign up through The Bike Shop.
Clik2pay
Direct e-transfers from your account for convenient payments. Pay online through a link sent through text or email or a QR code.
Frequently Asked Questions
What pay in 4 option should I use?
What pay in 4 option should I use?
We offer various options so that you can choose a financing option that works for you.
Each lender has different limits and approvals:
- Klarna: Spend up to $4000 in a single transation
- Sezzle: Spend up to $1500 on a single transaction. However, first time borrowers typically get approved for purchases between $300-$500
- Afterpay: Spend up to $3000 on a single transaction
Do you offer traditional financing?
Do you offer traditional financing?
We offer two traditional financing options. Neo Financial Mastercard, and Flexiti Financing
Neo Mastercard is a traditional mastercard with cashback and no annual fees. An option if you're looking to apply for a new credit card that has perks.
Flexiti Financing is a traditional financing option if you are looking to finance a purchase for up to 90 days.
Why was my Sezzle application denied?
Why was my Sezzle application denied?
There are a few factors as to why you may have been denied, below are some common scenerios:
- It's your first time borrowing with Sezzle and the amount requested is above $500
- You have used Sezzle before but the transaction amount exceeds your limit
- Sezzle may deny your request if you do not qualify
Why was my Klarna application denied?
Why was my Klarna application denied?
There are a few factors as to why you may have been denied, below are some common scenarios:
- Your transaction limit exceeds the limit of $4000
- Your Klarna first payment was denied
- Klarna may deny your request if you do not qualify