Now you can pay with Klarna
Split your purchase into 4 interest-free payments, no interest, and no fees either.
No credit checks. Pay in 4 never affects your credit score, just adds more flexibility to how you pay.
Spend up to $4000 in a single transaction, plus use your account again and again at 1,000s of Klarna merchants right from the app. Apply once, shop lots.
Checkout
Select Klarna in the checkout as your payment option.
When the order ships
Once your order is processed, Klarna will charge the first installment. Once the payment has been processed you will receive a notification.
Every two weeks
Klarna will automatically charge your card every two weeks for the remaining three payments. They will send you an alert ahead of time.
Why Klarna?
Freedom to buy online
Pay in 4 is an alternative to credit and gives you the flexibility to shop without breaking the bank. When you split the cost of your purchase into 4 smaller payments, you’ll never pay any interest.
All in the Klarna app
Get a full overview of your orders and payments online or in our app. Payments are automatically collected every two weeks so you don’t have to lift a finger.
Easy to use
Klarna requires only basic information at the checkout, so you can complete your purchase with full transparency. It’s the simplest one-time sign-up process you’ve ever used.
Frequently Asked Questions
How can I pay?
How can I pay?
Your payments are automatically withdrawn from your connected card according to the agreed payment schedule, but you can make early payments anytime you wish.
Does Klarna charge an annual fee?
Does Klarna charge an annual fee?
There is no annual fee for for using Klarna. However, some services and payment options can incur additional costs.
There are no fees when you use: The Klarna app, Pay in 4, and Pay now.
What is pay in 4?
What is pay in 4?
Pay in 4 is an alternative to traditional credit but without any interest, that allows you to split purchases into 4 payments. These payments will be automatically withdrawn from the debit/credit card you have on file with Klarna every 2 weeks until the full order amount has been paid.
There is no fee to use Pay in 4!
Why was my Klarna application denied?
Why was my Klarna application denied?
There are a few factors as to why you may have been denied, below are some common scenarios:
- Your transaction limit exceeds the limit of $4000
- Your Klarna first payment was denied
- Klarna may deny your request if you do not qualify